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At least one applicant must be a Singapore citizen. If you are a Permanent Resident (PR), you can only be included as a co-applicant under family nucleus schemes, and all PR occupiers must have held PR status for at least three years.
You must form a family nucleus, such as:
There is no income ceiling for Singapore citizens purchasing an HDB flat. However, if you are applying under specific schemes, you should check the income limits, although these generally do not apply to 5-room flats for citizens.
You must be at least 21 years old to apply for an HDB flat under most schemes.
You must not have disposed of any other residential property within 30 months prior to the application.
The 5-room flat must be purchased for your immediate family’s occupation.