Yes, a single individual is allowed to purchase an HDB shophouse, provided certain conditions are met. The key requirements are:
- The buyer must be at least 21 years of age and not be an undischarged bankrupt.
- Purchases can be made as a sole buyer; you do not need to have a co-buyer for HDB shophouses.
- Singapore Permanent Residents and foreigners are eligible to acquire HDB shophouses, with no restriction, for commercial units. However, HDB shophouses with attached living quarters may be subject to residential property regulations and restrictions.
- If the shophouse includes residential quarters, additional rules apply: Ownership and purchase eligibility may differ, with ABSD (Additional Buyer’s Stamp Duty) charged on the residential component, and some ownership limitations for existing HDB flat owners within their MOP (Minimum Occupation Period).
For pure commercial HDB shophouses (without living quarters), individuals—including singles—can purchase directly from the open market, as HDB stopped direct sale of such units to individual buyers after 1999.
If you currently own an HDB flat, note:
- You cannot buy an HDB shophouse with living quarters during your MOP.
- You can own private or commercial property after MOP, subject to prevailing HDB guidelines for concurrent ownership.
In summary:
Singles are eligible to purchase HDB shophouses, but must meet age, bankruptcy, and, for some units, residential use requirements.
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