Can I apply for HFE alone?

Yes, you can apply for an HDB Flat Eligibility (HFE) letter on your own if you are a single individual. Here are the key points to consider:

- Age: You must be at least 35 years old if you are unmarried or divorced. If you are widowed or an orphan, you can apply from the age of 21.
- Citizenship: You must be a Singapore citizen.
- Property Ownership: You must not own any private residential property in Singapore or overseas, and you should not have disposed of any private property within the last 30 months.
- Income Ceiling: For new HDB flats, the monthly household income ceiling is S$7,000 for a 2-room Flexi flat in a non-mature estate.

To apply for the HFE letter, you will need to submit your application through the HDB website, which will verify your eligibility and the grant amounts you qualify for. This letter is a prerequisite for both new and resale flat applications.

You can choose to apply under either the Single Singapore Citizen Scheme or the Joint Singles Scheme, depending on your preferences and circumstances.