Can you briefly check my HDB eligibility

To determine your eligibility to buy an HDB flat in Singapore, here are some key criteria you need to consider, especially if you are a Singapore Permanent Resident (SPR):

Age and Citizenship

• You must be at least 21 years old.
• If you are an SPR, you must have held your Permanent Residence status for at least three years.

Family Nucleus

• You cannot buy an HDB resale flat as a single SPR. You must form a family nucleus, which can include a spouse, parents, or children. If you are unmarried, you can apply under the Fiancé/Fiancée Scheme, provided you get married within three months of completing the purchase.
• For SPR households without any Singapore Citizens, all owners and essential occupiers must have been SPRs for at least three years.

Property Ownership

• You cannot own any private property in Singapore or overseas. You must sell any existing property before or within six months of buying the HDB resale flat.

Ethnic Integration Policy (EIP) and SPR Quota

• You must comply with the EIP, which requires that the buyer belongs to the same ethnic group as the seller and that the ethnic quota for the block or neighbourhood is not exceeded.
• If there is no Singapore Citizen or Malaysian SPR in your household, you must also comply with the SPR quota, which limits non-Malaysian SPR households to 5% of the block and 8% of the neighbourhood.

Minimum Occupation Period (MOP)

• You cannot sell or lease out the flat during the Minimum Occupation Period, which is typically five years.

If you are applying as an SPR, you can only purchase an HDB resale flat and not new, subsidised HDB flats like BTO or Sale of Balance Flats (SBF) units, unless you are applying with a Singapore Citizen.

For more detailed information and to check specific quotas, you can visit HDB’s e-Service on their official website.