How can I retrieve my title deed digitally after fully paying my mortgage?

To retrieve your title deed digitally after fully paying off your mortgage in Singapore, log in to SLA's MyProperty portal using SingPass.

Key Steps:

• Access MyProperty: Visit the Singapore Land Authority (SLA) MyProperty portal (available 24/7). This applies to private properties or digitised HDB flats where you are the registered owner.
• Login with SingPass: Use your SingPass to view the title records for free. You can only access records for properties you own or where you've lodged a caveat as a purchaser.
• Download Digital Copy: Select the PDF icon next to your title deed to save a soft copy directly—no printing or physical release needed if it's under the Paperless Title Scheme (common after mortgage redemption).

Important Notes:

• Post-Mortgage Release: Once your mortgage is fully redeemed, the title deed is typically held digitally by SLA under the Paperless Title Scheme (unless previously released physically). HDB flats or private properties with digitised records are accessible this way.
• Eligibility Check: If your property doesn't appear, it may not be digitised yet (check HDB digitisation list), or there could be a mismatch in records—contact SLA via eFeedback or your conveyancing lawyer.
• HDB-Specific: For HDB flats, confirm redemption with HDB first; they coordinate with SLA for title release.
• No Cost for Viewing: Digital access is free; physical replacement (if needed later) costs $78.30 + $70 issue fee and takes ~2 months.

Engage a conveyancing lawyer via EdgeProp Singapore for assistance if issues arise during a sale or transfer. This ensures smooth access and compliance.