How much property tax do I need to pay after buying a resale 4-room HDB flat?

To determine the property tax for a resale 4-room HDB flat, you need to consider the Annual Value (AV) of the property, which is the estimated yearly rent if the property were to be rented out.

Property Tax Rates Effective from 1 Jan 2025

- First $12,000: 0%
- Next $28,000: 4%
- Next $10,000: 6%
- Next $25,000: 10%
- Next $9,000: 14%
- And so on for higher AV bands.

Here are some examples based on typical AV ranges for a 4-room HDB flat:

Example 1: AV of $36,000

• First $12,000: 0% = $0
• Next $24,000: 4% = $960
• Total Property Tax Payable for 2025 = $960

Example 2: AV of $60,000

• First $12,000: 0% = $0
• Next $28,000: 4% = $1,120
• Next $10,000: 6% = $600
• Next $10,000: 10% = $1,000
• Total Property Tax Payable for 2025 = $2,720

Additional Rebate for 2025

For owner-occupied HDB flats, there is a one-time property tax rebate of up to 20% in 2025. This means if your total property tax is $960, you would get a rebate of up to $192 (20% of $960).

You can calculate your specific property tax using the AV of your HDB flat and the tax rates provided. For more detailed calculations and examples, you can refer to the property tax rates on EdgeProp Singapore.