I am 35 years old; can I purchase a flat from sales of balance?

Yes, you can buy a flat from the Sale of Balance Flats (SBF) exercise if you are 35 years old and meet the other eligibility criteria set by HDB.

Here are the key points to consider:
- Age: As a single applicant, you must be at least 35 years old.
- Citizenship: You must be a Singapore Citizen.
- Income Ceiling: Your monthly household income should not exceed $7,000.
- Property Ownership: You must not own or have disposed of any private residential property within the last 30 months, and you should not have bought more than one new HDB/DBSS flat or Executive Condominium (EC) before.
- Ethnic Integration Policy and SPR Quota: You must satisfy these quotas specific to the area where the flat is located.

You can apply for an SBF flat during the designated application period, usually one week, and the selection process is based on a ballot system rather than first-come, first-served. Make sure to check the available flats and their details, including the remaining lease, before submitting your application.