You can start by using EdgeProp’s
Affordability calculator to see how much loan you can secure and what monthly payments might be. Next, consider your Buyer’s Stamp Duty (BSD) and Additional Buyer’s Stamp Duty (ABSD), which depend on your residency status. If you are a Singapore citizen buying your first residential property, your ABSD rate is 0%. You can also enter your target purchase price into EdgeProp’s
Is it a Good Deal analytics tool to evaluate the pros and cons of the transaction. If you want added support—like a faster close or specialized insights—you might find engaging a property agent helpful, but it is not mandatory.
