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I am a single permanent resident of Singapore.

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As a Singapore Permanent Resident (PR) who is single, you have limited but specific options when it comes to buying property in Singapore.

HDB Flats

  • You cannot buy a new HDB flat directly from HDB as a single PR.
  • You can buy a resale HDB flat, but you must form a family nucleus. This means you need to purchase the flat with at least one other person, such as a spouse, children, parents, or siblings. If you are buying with your parents, at least one of them must be a Singapore Citizen or PR. If you are divorced, widowed, or an orphan, you must meet specific criteria, such as having a child under your legal custody or being at least 35 years old if unmarried or divorced, and at least 21 years old if widowed or orphaned.

Executive Condominiums (ECs)

  • You cannot buy a new EC as a single PR. However, you can buy a resale EC, but there are no requirements to form a family nucleus for resale ECs. After the Minimum Occupation Period (MOP) of five years, you can rent out or sell the unit to Singapore Citizens and PRs.

Private Condominiums

  • You can buy private condominium units without any restrictions on forming a family nucleus. This includes strata landed housing in approved condominium projects. However, you will need to consider additional buyer's stamp duty (ABSD) and other financial obligations.

Landed Properties

  • As a single PR, you are not allowed to buy landed properties such as terrace houses, semi-detached houses, or bungalows without special approval from the authorities. Even then, approval is typically granted only if you have been a PR for at least five years and make exceptional economic contributions to Singapore.
In summary, as a single PR, your most feasible option is to buy a resale HDB flat with a family member or a private condominium unit. It is crucial to understand and comply with the various eligibility criteria and financial obligations associated with these purchases.
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