When a husband owns an HDB flat under the Single Singapore Citizen Scheme and a wife owns a private property before marriage, after they get married they are generally allowed to retain both homes—one HDB flat and one private property each, provided certain conditions are met.
- HDB rules state that a married couple can only own one HDB flat between them. Therefore, if both spouses each own an HDB flat before marriage, they would typically be required to sell one flat after marriage and retain only one HDB unit.
- However, owning an HDB flat and a private property is allowed after marriage. HDB does not require you to sell either the HDB flat or the private property solely because of marital status. You can keep both, as long as only one HDB flat is owned between the couple.
Important details:
- If the HDB flat was purchased with a housing grant, or if you plan to buy a new HDB, additional eligibility rules may apply.
- If you wish to buy another HDB flat in future, you will need to dispose of the private property before making the HDB purchase.
- Make sure to comply with the Minimum Occupation Period (MOP) rules for HDB flats.
- Always notify HDB of changes to your marital status.
- If each spouse owns a separate HDB flat before marriage, one must be sold after marriage.
- If one spouse owns an HDB and the other a private property before marriage, both can be retained after marriage—neither must be sold due to marriage alone.
If your situation does not involve both owning HDB flats, you do not need to sell either the HDB flat or the private property simply because you got married.
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