If a PR and a Singaporean purchase a landed property together, would it be easier to get approval?

If you are purchasing a landed property jointly as a Singaporean citizen and a Singapore Permanent Resident (PR) (for example, as a married couple), the Singaporean citizen’s status is the most important factor in determining eligibility and approval.

- When a landed property is bought jointly and one of the buyers is a Singapore citizen, approval from the Singapore Land Authority (SLA) is generally not required for purchase. This is because Singapore citizens are fully eligible to buy landed homes without restriction.
- If the property is to be held under both names, and at least one party is a citizen, the transaction typically proceeds under the citizen’s eligibility.
- The PR buyer’s status matters only if the purchase is in the PR’s name alone, or if both buyers are PRs.

Therefore, it is significantly easier to buy landed property when combining a Singaporean and PR in a joint purchase, compared to a PR purchasing on their own. If both parties are only PRs, a formal application and SLA approval are needed and approval is rare except in specific areas like Sentosa Cove.

If you need to know the process or restrictions for a particular estate or need help with documentation, EdgeProp Singapore can guide you through the steps.