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Is there a minimum housing loan from a bank for HDB purchase?

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For HDB purchases, banks in Singapore typically do not have a strict minimum loan amount, but the loan amount is subject to the loan-to-value (LTV) limit and other eligibility criteria. Currently, the LTV limit for HDB loans from banks is 75% of the flat's value or the selling price, whichever is lower. This means you can borrow up to 75% of the property's value, but there is no specific minimum loan amount mandated by the banks for HDB purchases. However, the actual loan amount will depend on the bank's assessment of your creditworthiness and other financial factors.
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