Build-To-Order (BTO) flats are new public housing sold at subsidized prices. Buyers select their town and preferred location from launches available, and balloting is then conducted to determine eligibility for a flat. BTO flats generally provide flexibility in moving timelines and come in various sizes, such as 2-room Flexi, 3-room, 4-room, 5-room, and 3Gen flats. To qualify, you must meet age, income, and homeownership requirements. At the point of application, you’ll also find out how much in CPF grants and, if applicable, the HDB loan amount you could receive.