Please provide the year-by-year fixed 3-year home loan rates in Singapore from 2010 to 2025.

I don't have comprehensive year-by-year fixed 3-year home loan rate data spanning from 2010 to 2025 in the available search results.

However, I can share what historical context is available:

- 2015-2017: Fixed rates ranged from 1.38% to 2.20% during this period when borrowers were locking in rates ahead of expected interest rate increases.

- 2018-2019: Fixed rates rose to around 1.84% to 1.86% as banks adjusted their mortgage pegs upward.

- 2020-2022: During this period, fixed rates ranged from 2.8% to 3.20% as homeowners responded to higher floating rates pegged to SORA, which had moved above 3%.

- December 2025: Current 1-year fixed rates stand at 1.56%, with 2-year fixed flexi at 1.67%.

For a complete year-by-year breakdown from 2010 to 2025, I'd recommend checking EdgeProp Singapore's historical rate archives or contacting the major local banks (DBS, OCBC, UOB) directly, as they maintain detailed records of their mortgage rate movements over this extended period. Banks regularly adjust rates based on market conditions, so historical data is best sourced from their official records.