Singapore buy HDB policy

To purchase an HDB flat in Singapore, buyers must meet several eligibility conditions:

1. Citizenship: Must include at least one Singapore Citizen (SC) or two Singapore Permanent Residents (SPR). An SPR household must wait 3 years from obtaining SPR status before buying a resale flat.

2. Age: Buyers must be at least 21 years old. For the Joint Singles Scheme, buyers must be at least 35 years old.

3. Family Nucleus: Must form a family nucleus with a spouse and children, parents and siblings, or children under legal custody for widowed, divorced, or separated persons.

4. Income Ceiling: Must meet the income ceiling requirements.

5. Ownership/Interest in Property: Applicants and their spouses must not own or have an interest in any other property in Singapore or overseas within 30 months before the application date and until taking possession of the flat.

6. Household Status: Each eligible Singaporean household can buy a housing unit only twice from HDB, a resale flat with CPF Housing Grant, a DBSS flat from a developer, or an EC unit from a developer.

7. Time Bar: Must meet the time bar requirements.

For more detailed information, you can visit the HDB website.

Happy house hunting!