Until what age can one be eligible for an HDB loan?

In Singapore, the eligibility for an HDB loan is influenced by several factors, including your age. Here are the key points to consider:

- For HDB loans, the maximum loan tenure is 25 years, and the loan must be fully repaid by the time you reach 65 years old.
- The repayment period is capped at either 25 years or up until you are 65 years old, whichever is shorter.
- If you are 50 years old, you can still apply for an HDB loan, but the loan tenure will be limited to ensure it does not extend beyond your 65th birthday. For example, if you are 50, the maximum loan tenure would be 15 years.

Your age, income, and financial standing are crucial in determining the maximum amount you can borrow from HDB. It is advisable to apply for an HDB Loan Eligibility (HLE) letter to get a precise assessment of how much you can borrow and the terms of the loan.