What is the down payment required for private property in Singapore

The down payment required for private property in Singapore depends on the loan tenure and the age of the borrower:

- If the loan tenure is 30 years or less and the sum of the loan tenure and the borrower's current age does not exceed 65, the minimum cash down payment is 5%.
- If the loan tenure is between 31 to 35 years or the sum of the loan tenure and the borrower's current age exceeds 65, the minimum cash down payment is 10%.

For non-individual borrowers (such as private limited companies), the loan-to-value (LTV) ratio is reduced to 15%, which means a higher down payment is required.

The rest of the down payment (after the minimum cash portion) can be paid using CPF or cash, subject to the LTV limits.