The down payment required for private property in Singapore is typically 25% of the purchase price. Out of this, at least 5% must be paid in cash, while the remaining 20% can be paid using cash and/or CPF funds. This applies to buyers taking their first home loan and if the loan tenure does not exceed 30 years or the borrower's age does not exceed 65 years. If the loan tenure is longer or the borrower's age exceeds 65 years, the minimum cash down payment may be higher.
