What is the grant amount for buying a resale HDB for a second-time buyer?

For second-time buyers of HDB flats, the grants available are significantly less generous compared to first-time buyers. Here are the key grants you might be eligible for:

Step-Up CPF Housing Grant

This grant is available if you are upgrading from a 2-room flat in a non-mature estate to a 3-room resale flat in a non-mature estate. You can receive up to $15,000, provided your household income does not exceed $7,000 per month.

Proximity Housing Grant (PHG)

If you have not used the PHG before, you can still apply for it as a second-time buyer. The PHG provides up to $30,000 if you buy a resale flat to live with your parents or children, or up to $20,000 if you buy a flat within 4 km of your parents or children.

No Other Major Grants

Second-time buyers are not eligible for the Enhanced CPF Housing Grant (EHG) or the CPF Housing Grant for Resale Flats, which are reserved for first-time buyers.

In summary, as a second-time buyer, you could potentially receive up to $15,000 from the Step-Up CPF Housing Grant and up to $30,000 from the Proximity Housing Grant, depending on your eligibility criteria.