What is the maximum condo loan I can get

When considering a condo loan in Singapore, the maximum amount you can borrow depends on several factors, including the type of loan and your financial situation.

For HDB loans, you can borrow up to 90% of the flat's value or the selling price, whichever is lower. However, for bank loans, the loan ceiling is set at 80% of the property's value or the selling price, whichever is lower.

Here are the key points:
- For HDB loans: Up to 90% of the property's value or selling price.
- For bank loans: Up to 80% of the property's value or selling price.

You can use the affordability calculator on EdgeProp to check how much you can borrow based on your financial situation and other criteria. This tool helps you assess your purchase price and understand the maximum loan amount you are eligible for.