What is the maximum Total Debt Servicing Ratio (TDSR)

Total debt servicing ratio (TDSR) refers to the portion of a borrower’s gross monthly income that goes towards repaying the monthly debt obligations, including the loan being applied for. A borrower's TDSR should be less than or equal to 55%.

You can calculate your TDSR with <a href="https://get.edgeprop.sg/total-debt-servicing-ratio/" target="_blank">EdgeProp’s calculator</a>.

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What is the maximum Total Debt Servicing Ratio (TDSR)