### Current Financial Situation
- Net cash proceeds from selling current 3-room HDB: $76,687
- Maximum HDB loan eligible: $500,000
- Grant available: $85,000
### Purchase Price of New HDB
- $600,000
### Down Payment
- Needed: $60,000 (10% of $600,000)
- Covered by net cash proceeds and CPF
### Loan and Grant
- HDB loan: $500,000
- Grant: $85,000
### Affordability Check
- Total funds for down payment and other costs: Covered by net cash proceeds, CPF, and grant
- Loan amount: $500,000, within eligible limit
### Monthly Repayments
- TDSR: Should not exceed 55% of monthly gross income
- MSR: Should not exceed 30% of monthly gross income
You can afford the $600,000 resale HDB flat with the available loan, grant, and net cash proceeds, but ensure monthly repayments fit within your income and debt servicing ratios.