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As of 2025, Singapore's condo loan interest rates are competitive and trending downward. Fixed rate loans are around 2.40%-2.42% for the first 2-3 years, then floating rates like 3M SORA + 1.00%. Floating rates are about 4.022%. Mortgage rates may continue to fall, possibly below 2%. Maximum LTV ratio is 75%.

Best housing loan options in Singapore: ### Resale HDB Flats - DBS: 2-year fixed rate at 2.90% - DBS: Floating rates with CHR and FHR6 (+0.95%) ### Private Properties - Maybank: 3M SORA package with +0.50% spread - Standard Chartered: Low bank spreads, short lock-in periods ### Refinancing - Maybank: 3M SORA package with +0.50% spread - DBS: FHR6 package with +0.95% spread Interest rates and loan packages can change frequently.

347 Kang Ching Road is a 99-year leasehold HDB property in Jurong West, completed in 1997. It offers 4-room and Executive flats. Nearby amenities include NTUC FairPrice, Taman Jurong Shopping Centre, and MRT stations Lakeside EW26 and Chinese Garden EW25. Recent sale prices range from S$538,888 to S$596,000, with rentals from S$3,000 to S$4,100 per month.

Block 464 Jurong West Street 41 is a 99-year leasehold HDB property in Jurong West, Singapore, with the lease starting from 1984. The block was completed in 1984 and includes various HDB flat types, such as 3-room flats.

Stirling Horizon in Queenstown's February 2025 BTO launch offers 1,126 units of 2-room Flexi, 3-room, and 4-room flats. It's a Plus BTO project with a 10-year MOP, resale restrictions, and eco-friendly features. Prices range from $75,000 to $749,000, with completion expected by June 2030.

Most of the landed properties listed on EdgeProp Singapore are freehold, including semi-detached houses at Orchard, One Tree Hill, and Watten, and detached houses at Kovan Road, Upper Bukit Timah Road, and Goldhill Gardens. Freehold ownership means indefinite ownership without a lease period.

Recent sale transactions for 4-room HDB flats near Block 321 Hougang Avenue 5: - Block 321: $430,000 (1001 sq ft) on Aug 10, 2022 - Block 232: $618,000 (104 sqm) in Feb 2025 - Block 440: $680,000 (103 sqm) in Feb 2025 - Block 507: $530,000 (84 sqm) in Feb 2025

Commercial property prices in District 5 are declining due to economic uncertainties, increased supply without matching demand, competition from other districts, and broader economic and geopolitical factors. Specific listings show varying prices, with shops at One-North Residences around $2,329-$2,418 psf and newer properties on West Coast Drive around $2,990-$3,015 psf.

In Singapore, Maybank and Standard Chartered offer competitive fixed and floating rate mortgages. Maybank's 2-year fixed rate is 2.75%, and Standard Chartered's is 2.95%. For floating rates, Maybank's 3M SORA is +0.45%, and Standard Chartered's is +0.60%. Refinancing options are also available with similar rates. Consider lock-in periods, penalties, and incentives.

Rental prices for rooms in properties like Cavenagh House in Singapore depend on location, amenities, and market trends. District 09, a prime area, typically commands higher prices. As of 2025, rental prices are expected to rise by 2% to 4%. Room rental prices in central areas range from $1,500 to $2,500 per month.