In February 2025, HDB will launch its largest Sale of Balance Flats (SBF) exercise, offering over 5,500 units. About 40% will be completed, with the rest finishing between 2025-2028. Applicants need an HFE Letter. Prices are generally cheaper than resale, with potential EHG grants up to S$80,000. This will coincide with a BTO launch of about 5,000 flats.