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The Total Debt Servicing Ratio (TDSR) is the portion of a borrower's gross monthly income used to repay monthly debt obligations, including the loan being applied for. The maximum TDSR is currently set at 55%.

To determine whether to buy or rent property in Singapore, consider your financial capacity, duration of stay, current property prices, rental market conditions, and investment goals. The market shows positive momentum with potential influences from government initiatives. Consult a real estate expert for personalized advice.

To check the Certificate of Statutory Completion (CSC) for a landed property in Singapore, use the Building and Construction Authority (BCA) Legal Search online application. Log in with Singpass or provide necessary details; a fee applies. For older properties, contact BCA directly if no results are found online.

OCR stands for Outside Central Region, covering suburban districts (postal districts 16–19, 22–28, and parts of 21) including areas like Bedok, Tampines, Yishun, Woodlands, Jurong West, Choa Chu Kang, and Sengkang. OCR properties are typically mass-market condos and executive condominiums, more affordable than CCR or RCR areas.

In January 2026, developers sold 466 private new home units in Singapore, a 2.4 times increase from the previous month. This surge was driven by renewed project launches, reviving buyer interest. Top-selling projects included Narra Residences, Otto Place, and Grand Dunman.

Evergreen Avenue in District 16 offers a mature, low-density freehold enclave with strong lifestyle appeal. Key strengths include excellent connectivity, proximity to East Coast Park and Bedok Reservoir, and nearby amenities such as schools, supermarkets, malls, and parks. Click for more.

ECs in Singapore become eligible for resale to all buyers after the 5-year MOP, with average profits ranging from $127,000 to $265,000. Examples: The Tampines Trilliant: $265,341, The Rainforest: $248,926, Twin Waterfalls: $282,933. Profits depend on various factors and exclude costs like agent fees and taxes.

Newer condos in the Outside Central Region (OCR) are not generally bigger than those in the Rest of Central Region (RCR) or Core Central Region (CCR). In CCR, median sizes for new non-landed homes are about 73 sqm, reflecting smaller units to maintain accessibility amid high costs.

The waterfront promenade along Marina Reservoir offers stunning views of Marina Bay skyline, including Marina Bay Sands, Singapore Flyer, and Supertree Grove. Themed gardens and landscaped spaces are ideal for picnics and relaxation. Bay East Garden near Marina Barrage features water management exhibits and is popular for kite flying.

2026 looks promising for Singapore's residential market with 18 new private home projects and five Executive Condo projects launching. For identifying freehold condos with strong appreciation potential, research historical price trends, compare options below $1,000 psf, evaluate location fundamentals, and consult real estate professionals.