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You can only use a pro-rated amount of your CPF OA up to the Valuation Limit as the flat does not cover you till age 95.

Sheriff's sales in Singapore are public auctions of properties seized by court order due to unpaid debts or legal disputes, supervised by the Sheriff's Office of the Singapore Courts. They can include a variety of property types and offer opportunities to acquire properties often below market value. Buyers should conduct thorough due diligence as properties are sold "as-is".

PSF rental is calculated based on the floor area of the unit, not its land area.

The Robertson Opus, located in District 9's Robertson Quay, is a 348-unit development offering 999-year tenure, low-density living, and a riverside lifestyle. Developed by Frasers Property and Sekisui House, it features adaptable layouts and is priced at an average of $3,360 psf. Click for more.

You can view weekly property sales data for all properties in Singapore on the EdgeProp Singapore website. Access the “Analytics” or “Market Trends” sections, or use the EdgePropSG app for up-to-date sales volume, transaction trends, and data breakdowns by property type and district.

A $3,000 rental for a 4-room HDB flat in Bidadari is considered very competitive and below recent market rates, where rentals typically range from $3,300 to $4,800, with most deals above $4,000. It's a good deal if the flat is in standard condition with no major issues.

The HDB loan interest rate in Singapore is 0.10% higher than the current CPF Ordinary Account (OA) interest rate and may be adjusted quarterly in January, April, July, and October.

You cannot buy residential property abroad until you have fulfilled the Minimum Occupation Period (MOP) on your HDB flat. This rule is only for residential overseas property; you can buy commercial properties like shops or offices overseas at any time.

The latest ABSD rates (effective 27th April 2023) are: Singapore Citizens: 0% (1st), 20% (2nd), 30% (3rd+) Singapore PRs: 5% (1st), 30% (2nd), 35% (3rd+) Foreigners: 60% (any) Entities: 65% (any)

Novena and Newton, in District 11, are prime for property investment due to their central location, freehold property options, established residential areas, and proximity to schools, shopping malls, and healthcare facilities. They offer strong rental demand, growth potential, and stable resale values.