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As mortgage rates in Singapore decrease, smart homeowners are refinancing their loans, switching between fixed and floating rates, opting for shorter lock-in periods, monitoring economic indicators, and seeking expert advice to optimize their mortgage strategies and financial flexibility.

No matching HDB properties found in Singapore for the specified criteria.

Key Singapore property cooling measures: - 1996: Restrictions on speculative buying, housing loans tightening. - 2009–2013: Introduction of SSD, ABSD, TDSR. - 2018: Raised ABSD rates, higher down payment. - Dec 2021: ABSD increase. - Sep 2022: 15-month wait-out for private owners buying HDB resale. - Apr 2023: Further ABSD hikes. Click for more.

In Singapore, property agent fees vary: **For Sellers**: - HDB resale flats: 2% - Non-landed private properties: 2-4% - Landed properties: 2% or higher **For Buyers**: - HDB resale flats: 1% - Private property (July 2024 onwards): 0.5-1% **For Rental**: - 2-year lease: 1 month's rent - 1-year lease: 0.5 month's rent Note: Fees are negotiable and may include GST at 9%.

You are not eligible to buy a BTO flat if you own or have sold a private residential property within the last 30 months. You must dispose of your private property and wait 30 months before applying.

If you want to purchase a brand-new HDB flat, you must not own or have sold any private property in the last 15 months prior to your application. There's no 15-month wait requirement for resale flats.

Interest rates might be lowered to stimulate economic activity, but there is also a possibility of rising rates if inflation occurs.

Ms. Sarah Ng has in-depth experience particularly in the industrial and commercial sector and might be able to assist.

Factors like location, property condition, market trends, size, shape, accessibility, and amenities play bigger roles in determining property price. A long and narrow balcony alone doesn't specifically reduce value. Enhancing the balcony's usability and appeal can improve the property's overall impression.

Improve property maintenance and aesthetics. Enhance layout and design, add/upgraded facilities like gym or pool, and ensure visual appeal. Good accessibility to schools and amenities, and a pleasant neighborhood environment increase desirability. Focus on interior renovations, clean exterior, and addressing odd shapes or frontage issues.