Discover

The land at Jalan Mata Ayer is not elevated.

A master title for commercial property in Singapore refers to the single, original land title covering the entire development or building before any subdivision. Ownership under a master title means the property is not divided into individual strata titles. Strata subdivision is restricted in some areas.

Landed properties make up around 5% of homes in Singapore, including terrace houses, semi-detached houses, detached houses, and Good Class Bungalows. In Q1 2025, there were 412 landed residential transactions, highlighting their exclusivity and low volume.

Bloomsbury Residences has potential for capital appreciation due to its location in a high-demand district, proximity to business hubs and educational institutions, and limited new supply.

Update on HDB: - From 9 May 2019, CPF usage and HDB loans for resale flats depend on the lease covering the youngest buyer until 95. - Effective 20 Aug 2024, the Loan-to-Value limit for HDB loans will be reduced from 80% to 75%.

Rules on CPF usage and HDB housing loans updated for more flexibility to buy a home for life, focusing on whether the lease covers the youngest buyer till age 95. If so, maximum CPF usage and HDB loans are allowed; otherwise, usage and loan amounts are pro-rated.

Edge Fair Value (EFV) provides real-time property valuation estimates in Singapore, analyzing factors like recent transactions and market trends. It offers instant estimates for various property types, free valuation reports, and market analytics. EFV is part of EdgeProp Singapore's suite of analytics tools for informed property decisions.

EFV refers to the **Edge Fair Value** tool on EdgeProp Singapore, which estimates fair value pricing for residential properties based on current transaction data, trends, and factors such as location, size, and property type. It helps buyers, sellers, and investors benchmark property prices.

You can apply for an HDB Loan Eligibility (HLE) Letter or a Letter of Offer from a bank. HDB loan amount depends on factors like flat's remaining lease, your age, and a 25-year repayment period. Bank loans require checking TDSR and LTV limits set by MAS, and reviewing income, mortgages, age, and property criteria.

A Singaporean husband and his PR wife must not own or have any interest in any local or overseas property for at least 30 months before applying for an HDB flat. They need to dispose of the overseas property and wait out the required period to be eligible.