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Singapore is increasing HDB supply significantly, with about 19,600 Build-to-Order flats to be launched in 2026 across three sales exercises. HDB aims to offer around 55,000 flats from 2025 to 2027, and a record number of flats are reaching their Minimum Occupation Period in 2026, further boosting supply.

Decoupling in Singapore property context involves removing one co-owner's name from an existing property. It allows one to buy a new property as a first-time buyer, avoiding higher ABSD. The process includes transferring ownership to a co-owner, and the exiting party buys a new property sequentially.

Units from the November 2015 Bidadari Build-To-Order (BTO) exercise began leases in 2020, fulfilling their five-year MOP around 2025. Comprehensive MOP dates for other Bidadari BTO projects are not provided.

- Exercise the option by 31 Jan 2026 to avoid forfeiting the 1% option fee. - Pay the remaining 4% upon exercising the option. - Legal completion will take 10 to 12 weeks from the date of exercise.

You must declare rental income from renting out a room in your HDB flat in your Income Tax Return to IRAS. IRAS can discover rental income through tax returns, bank records, audits, or cross-checks. Calculate taxable rental income using actual expenses or a simplified 15% deduction method. Owner-occupier property tax rates remain unchanged.

You need to pay income tax on rental income and property tax when renting out a room in your HDB flat. Income tax is calculated by deducting allowable expenses or a flat 15% from gross rental income. Property tax remains at owner-occupier rates if you still live in the flat. Stamp duty on the tenancy agreement is 0.4% of total rent over the lease period.

Stamp duty is required on any lease, including room rentals. If unpaid, IRAS may impose penalties and collect the unpaid duty upon discovery. Evasion or late payment can result in fines up to four times the original duty (or up to $10,000) and possible imprisonment. Outstanding duty may still be pursued after selling the flat.

An approved plot ratio of 3.84 means the total gross floor area of the building(s) can be up to 3.84 times the site area.

The Vermont on Cairnhill, a 3-bedroom apartment in the Newton/Cairnhill area, has a quarterly maintenance fee and sinking fund of approximately $2,100 per quarter, or roughly $700 per month. For more comprehensive data on maintenance fees for 3-bedroom units with private lifts in Stevens and Newton, consult property listings, project information, and management offices.

Freehold industrial properties in Singapore are rare and mainly in central and eastern districts like D13, D14, D19, D20, and D25. Examples include CT Foodnex, Mactaggart Foodlink, In Space, Paya Lebar 178, M38, Tat Ann Building, Ruby Industrial Complex, and D'Centennial. Prices range from S$780 psf to S$1,977 psf.