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Fixed rate loans: 2.40% for initial years, floating to 3M SORA + 1.00%. Floating rate loans: 3.428% to 4.437% (3M SORA + 1.00%) after promotional period. Bank loans: 75% LTV ratio, 25% downpayment, min 5% cash. Standard Chartered promotional rate: 2.42% for 2-year lock-in.

You can sell your HDB property, but if your wife has dementia, a Lasting Power of Attorney may be needed to act on her behalf. Consult a legal professional or HDB for guidance.

Condo prices in Singapore vary by location and amenities. In the Outside Central Region, 2-3 bedroom condos range from $800,000 to $1.5 million. In the Central Region, prices start from $1.2 million to $2.5 million. Freehold properties are typically more expensive than 99-year leasehold options.

If you lose your property title deed in Singapore while planning to sell, follow these steps: conduct a thorough search, notify relevant authorities, apply for a replacement title deed, sign necessary forms, ensure registration and processing, engage a conveyancing lawyer, and update the land registry.

After selling an EC post-MOP, you must wait 30 months before applying for a Sale of Balance Flat (SBF), new HDB flat, DBSS, or another EC.

Several factors contribute to declining prices for commercial properties in District 5: - Market demand and supply imbalance - Economic conditions - Competition from other areas - Changes in local infrastructure and amenities - Regulatory changes - Shifts in tenant and buyer preferences

To calculate your loan eligibility for a property in Singapore, you can use EdgeProp's tools. Input your details in the Quick Loan Check to get a comprehensive report. Key factors include TDSR (max 55% of gross income), LTV Ratio (up to 75% for a first property), credit history, income stability, and internal stress tests. EdgeProp also offers affordability and market trend tools for financial planning.

You cannot apply for an EC if your BTO has not obtained its MOP, as you must dispose of your HDB flat within 6 months of EC purchase completion.

Licence renewal depends on licence type: for 1-year licences, renewal may be automatic via GIRO payment and is subject to current requirements; for others, apply and pay within the stated period, following latest requirements.