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HDB shophouses in Singapore are zoned as **Commercial**, **Commercial & Residential**, or **Residential with Commercial** on the ground floor. Zoning permits commercial activities on the ground level, with upper floors potentially for residential use. Verify zoning via the URA Master Plan or property title documents.

Costs include Stamp Duties (Buyer's and Additional Buyer's Stamp Duty), Legal Fees (document preparation and review), Agent Fees (real estate services), and Other Payments (property management, security, and insurance).

To list your property for sale as a direct seller on EdgeProp Singapore, use the Homeowner Listings feature. Enter property and homeowner info, and submit. Your listing will reach up to 10 suitable agents. Benefits include higher deal chances, faster process, no hidden costs, and negotiable commissions.

One Marina Gardens offers 937 luxury units, including one- to four-bedrooms, designed by the Kingsford Group. Located in the new Marina South precinct, it boasts prime waterfront views, close proximity to key landmarks, and excellent connectivity. The two-bedrooms start from S$1.8 million. Click for more.

Seller's Stamp Duty (SSD) is a tax on property owners selling properties within specific holding periods, with rates based on the purchase date, ownership duration, and property type.

One Marina Gardens offers 937 luxury units (1-4 bedrooms), developed by Kingsford Group in the new Marina South precinct. It benefits from first-mover advantage, a prime waterfront location, seamless connectivity (two MRT stations), and is part of the Greater Southern Waterfront transformation. Prices start at S$1.8 million for two-bedroom units.

Seller's Stamp Duty (SSD) rates in Singapore for residential properties sold within 3 years are: 12% (up to 1 year), 8% (1-2 years), and 4% (2-3 years). No SSD after 3 years. Applies to properties bought on/after 11 March 2017. Adjusted to curb short-term speculation.

Key considerations for first-time BTO homeowners: - Eligibility: 21+, no private property in last 30 months, max 1 housing subsidy. - Income ceiling: S$14,000/S$21,000 for 4-room+, S$7,000/S$14,000 for 3-room, S$7,000/S$14,000 for 2-room Flexi. - Grants: EHG up to S$120,000, income ≤ S$9,000. - Marital/family status: Marriage certificate within 3 months, at least one Singapore Citizen. - Priority schemes: More ballot chances, PPS for families with children. - HFE letter: Determines grant and eligibility, income assessed 2 months prior.

Woodlands and Sembawang in the North Region are top choices for owning an HDB due to strong price growth, driven by improving connectivity, job hubs, and family amenities. Woodlands offers mature estates with quick access to Johor, while Sembawang has coastal vibes and lower entry prices.

For your first home in Singapore, consider an HDB flat if eligible, as it's affordable with grants available. Eligibility includes Singapore citizenship, age, and income ceilings. New HDB BTO flats cost $200,000-$400,000 with subsidies. If ineligible, consider new launch condos under $2 million in growth areas.