hello, should i get a resale condo or resale hdb if i am not eligible for grants

Should I purchase a resale condo or resale HDB if I am not eligible for grants

with an $8,000 income, what's my loan like for a 25 loan tenure?

What would my loan be like for a 25 loan tenure with an $8,000 income

how to determine the date of mop for a hdb owner

How to determine the date of MOP for an HDB owner

does landed housing areas have plot ratio

Do landed housing areas have a plot ratio

what are some office and retail buildings

compare price trend for avenue south residence

Compare the price trend for Avenue South Residence

When it comes to bank housing loans for residential properties in Singapore, here are some key points to consider:

- **Maximum Loan Sum**: Up to 75% of the purchase price or valuation sum, whichever is lower.
- **Loan Period**: Maximum of 35 years for private houses and 30 years for HDB flats.
- **Security**: Mortgage of the property to the bank.
- **Interest Rate**: Can be fixed or variable.
- **Repayment**: Not more than 60% of gross income for private residential properties and 30% for HDB flats.

For more details, you can refer to the specific terms and conditions provided by the banks.

Happy property hunting!

Bank housing loans in Singapore offer up to 75% financing, with max tenures of 35 years (private) or 30 years (HDB). Repayment capped at 60% of income for private and 30% for HDB. Interest rates may be fixed or variable.

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