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Total Debt Servicing Ratio (TDSR) is the portion of a borrower's gross monthly income used for repaying monthly debt obligations, including the loan being applied for. TDSR should not exceed 55%.

Singapore residential property prices are forecasted to trend upward in 2026, with growth projected at 1-5%. The Residential Property Price Index is expected to rise to around 231 points in 2026 and 241 in 2027. Analysts expect modest increases across regions, supported by limited supply and stable demand.

A fixed rate package offers stable monthly payments with a lock-in period and early repayment penalties. A floating rate package ties the interest rate to a reference rate, which may fluctuate. The choice depends on your preference for predictable costs or comfort with rate changes.

Upgrade from HDB with $500k cash: Assess finances using HDB resale value. Consider Executive Condo (EC) for affordability and future privatization or resale condo in the $1.5M-$2.5M range. Sell HDB first to avoid ABSD and use EdgeProp tools for informed decisions. Consult an agent for detailed planning.

Query: Can the bank share price go up Answer: The information does not explicitly state that bank share prices can rise.

Sceneca Residence, a 99-year leasehold condo in District 16, has seen stable prices and strong demand, with sale prices averaging around $2,062 psf over the past year. Currently, 98.9% sold, holding the property could allow for appreciation as it nears completion in Q2 2027. Consider your personal financial situation before deciding.

Sing Holdings Limited is a property development and investment company listed on the Mainboard of the Singapore Exchange since 2007. Established in 1964, it focuses on developing and selling residential, commercial, and industrial properties, as well as investing in these property types.

ICON's resale prices have remained stagnant at $1,600–$1,900 psf over the past decade, with recent transactions similar to 2010–2023 levels. Factors include its 99-year leasehold tenure, ageing building, and broader market dynamics. Rental yields are around 4.4%.

You cannot buy a balance flat (SBF) from HDB while owning and staying in a 2-bedroom private condominium. Applicants must not own any private property or have sold one within the last 30 months to be eligible.

You can sell a new launch condo in Singapore before TOP. Seller's Stamp Duty applies if sold within three years: - 16% if sold within 1 year - 12% if sold within 2 years - 8% if sold within 3 years - 4% if sold within 4 years - 0% if sold after 4 years