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What is the down payment required for private property in Singapore?

The down payment for private property in Singapore is typically 25% of the purchase price, with at least 5% in cash and the remaining 20% in cash and/or CPF funds. This applies to first home loans with a loan tenure not exceeding 30 years or the borrower's age not exceeding 65 years.
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What does loan tenure mean in the context of Singapore private property?

Loan tenure is the period a borrower has to pay off the mortgage, often limited by the shortest of 25 years, 65 years minus the average age of the buyers, or the remaining lease minus 20 years.
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Latest transaction for Promenade Peak, 4-bedroom, Stack 6, Level 58.

Last sale transaction for Promenade Peak #xx-xx with 4 rooms: 01/Aug/2025, Block 1, Unit #58-XX, 1,421 sqft, $3,439 PSF, $4,886,100.
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Latest transaction for Promenade Peak, 4-bedroom, Stack 6, Levels 56 to 58.

Last 10 sales transactions for 4-room apartments in Promenade Peak, stack 06: Prices range from $4,655,200 to $4,950,800 with PSF between $3,276 and $3,484. Transactions occurred between August and December 2025. Click for more.
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Latest transaction for Promenade Peak, 4-bedroom, Stack 6, Level 56.

Last sale transaction for Promenade Peak #xx-xx with 4 rooms: 01/Aug/2025, Block 1, Unit #56-XX, 1,421 sqft, $3,406 PSF, $4,839,900.
3 people
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Latest transaction for Promenade Peak, 4-bedroom, Stack 6.

Last 10 sale transactions for 4-room apartments in Promenade Peak, stack 06: Prices range from $4,655,200 to $4,950,800 with PSF between $3,276 and $3,484. Dates range from 01/Aug/2025 to 20/Dec/2025. Click for more.
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Latest transaction for Promenade Peak, 4-bedroom, Stack 67.

No recent sale for stack 67 in Promenade Peak with 4 rooms. Last 10 transactions include: 10/Jan/2026, #39-XX, 2BR, 667 sqft, $3,124 PSF, $2,084,600; 10/Jan/2026, #37-XX, 2BR, 667 sqft, $3,105 PSF, $2,072,400; 10/Jan/2026, #17-XX, 2BR, 797 sqft, $2,927 PSF, $2,331,500; click for more.
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Latest transaction for Promenade Peak, 4-bedroom, Stack 12.

Last sale transaction for a 4-room apartment in Promenade Peak, stack 12: Date: 11/Oct/2025, Block No.: 1, Unit No.: #45-XX, Area: 1,421 sqft, PSF: $3,163, Price: $4,494,600.
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Latest transaction for Promenade Peak, 4-bedroom.

Last 10 sales of 4-room units at Promenade Peak: - 20/Dec/2025: $4,858,400 - 30/Oct/2025: $5,282,300 - 18/Oct/2025: $4,766,000 - 17/Oct/2025: $5,241,200 - 13/Oct/2025: $4,932,300 - 11/Oct/2025: $4,494,600 - 25/Aug/2025: $5,313,100 - 20/Aug/2025: $4,747,600 - 03/Aug/2025: $5,220,600 - 03/Aug/2025: $4,673,700
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Latest transaction for Promenade Peak, 5-bedroom.

Last sale transaction for Promenade Peak with 5 rooms: Date: 25/Sep/2025, Block No.: 1, Unit No.: #62-XX, Bedrooms: 5, Area: 1,884 sqft, PSF: $3,535, Price: $6,658,100.
2 people
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