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Condominiums in Singapore have appreciated slower compared to HDB flats over the past decade, with HDB resale flats rising by 38% versus 18% for condos from 2014 to 2024. In 2025, modest growth is seen for both: HDB flats projected to rise by 4-7% and private condos by 3-4%.

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Foreigners can buy private condos, private executive condos over 10 years old, landed properties in Sentosa Cove, or other landed properties with special permission. Approval from the Controller of Residential Property is needed for restricted properties or those with residential components.

As of October 2025, mortgage interest rates in Singapore are at their lowest in recent years. Best fixed rates for HDB resale flats start at 1.55%, with some promotional packages at 1.45% to 1.50%. Floating rates over SORA are 1.7% to 2.9%. Private property rates are 1.65% to 2.25%. HDB loan rate is 2.6%.

Apartments can be built on smaller land areas with optional shared facilities. Condominiums need at least 0.4 hectares, usually offer more amenities like a pool or gym, and their coverage cannot exceed 50% of the site.

Executive Condominiums (ECs) are considered a good buy in Singapore due to strong price appreciation, their hybrid public-private status, and increasing demand. They offer lower entry prices with substantial capital gains after full privatisation. Factors like limited supply, government grants, and prime locations add to their appeal.

Documentation charge for properties in Singapore covers fees for the preparation and execution of legal documents such as the Option to Purchase, Sales & Purchase Agreement, and loan documentation. These charges are generally included in the legal fees payable to law firms or conveyancing solicitors and may vary based on the complexity of the transaction.

ABSD applies when buying a condo while owning an HDB. For Singapore citizens, the ABSD rate is 20% for a second residential property. A refund is possible if the HDB is sold within six months of the condo purchase or within six months of TOP/CSC for new launches.

If you buy a second property while owning the first, you must pay ABSD within 14 days. You can apply for remission if you sell the first property within six months of acquiring the second. For properties under development, sell the first property within six months of TOP or CSC.

Buying a 99-year leasehold landed property in Singapore can be affordable and offer immediate entry to a landed lifestyle, but generally, it's less attractive as an investment compared to freehold. Freehold properties have higher appreciation potential, better market liquidity, and tenure security. Depreciation risk increases after 20-30 years for leasehold properties.