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Commercial property loan rates in early 2026 in Singapore include fixed options starting at 2.30% p.a. for the first 2 years, transitioning to floating rates. In June 2025, fixed packages around 2.3%-2.6% were common. Specific rates depend on various factors and bank promotions.

To provide an accurate desktop valuation for your commercial shophouse at Blk 324 Clementi Avenue 2 (150 sqm), I need the exact unit number, tenure, year of construction or age of property, and any recent renovations or unique features.

The seller typically issues and retains the original Option to Purchase (OTP) document after receiving the option fee from the buyer. The buyer may receive a copy for their records. The original OTP is sent to the seller's lawyer to prepare the Sale and Purchase Agreement and handle legal completion. Buyers should provide their lawyer with a copy of the OTP for due diligence.

Alan Tang is a licensed property agent with ERA Realty Network listed on EdgeProp Singapore. He assists with property sales and rentals, featuring listings like TMW Maxwell, Mori, and Seascape. Visit his agent profile on EdgeProp for active listings, property videos, and virtual tours. Contact him directly for inquiries.

No evidence supports claims against Alan Tang of ERA Realty. He lists genuine properties like TMW Maxwell and Mori. For verified bank sales of 3-bedroom properties, check EdgeProp Singapore's listings, including DBS, UOB, and OCBC auctions starting from $1.2 million in Tanglin and Zion Road.

A 1119 sqft unit at Grand Dunman priced at $3.4 million is not covered in the specific transaction data mentioned. Use analytics tools for more insights.

Buyer profiles for Normanton Park condo: Singaporeans (83.1%), Permanent Residents (13.6%), and foreigners (3.3%). Many are likely HDB upgraders, though over a third of HDB owners feel priced out of private housing. Some existing private property dwellers seek larger or better-located units.

Yes, you can buy a 5-room HDB resale flat at age 78. Ensure the flat has at least 17 years of lease remaining to fully utilize CPF funds. There is no income ceiling for resale flat purchases. As a single buyer, you can purchase under the Single Singapore Citizen Scheme.

EdgeProp Singapore can search properties for sale and rent, retrieve project details, show historical transactions and price trends, estimate property value, evaluate deal attractiveness, search by location on map, and support investment analysis.

For a new launch industrial unit in Singapore, the downpayment is typically 25-30% of the purchase price, with at least 5% in cash. Additional costs like 7% GST and stamp duty may increase the total cash outlay to around 40% at completion. Confirm specifics with the developer and bank.