Do not proceed with the rental agreement if your tenant only has an IPA; verify their passport and employment pass or IC to ensure legal eligibility and avoid housing illegal immigrants.

my tenant got an ipa, is it okay to proceed sign the room rental agreement

Is it okay to proceed with signing the room rental agreement if my tenant has an IPA

To check the property under Prime or Plus flat categories, you can refer to the classification that will be applied to new Build-To-Order (BTO) flats starting from October 2024. These categories reflect the location advantages of the flats:

- **Standard flats**: Usual subsidies and restrictions, forming the majority of flat supply.
- **Plus flats**: Located in more desirable locations, such as near transport hubs or town centers.
- **Prime flats**: Located in the most sought-after areas, like the city center and its surrounding towns.

For more detailed information, you can visit the official HDB website or contact HDB directly.



Prime and Plus flat categories apply to new BTO flats from Oct 2024. Plus flats are near transport or town centers; Prime flats are in highly sought-after central areas. Standard flats have usual rules.

how to check the property under prime plus flat?

How to check the property under prime plus flat

Yes, a Singaporean wife with no children and a husband on a Long Term Visit Pass (LTD pass) can buy a resale HDB flat. This falls under the "Non-resident spouse" category. The Singaporean spouse must be at least 21 years old, and the non-citizen spouse must have a valid Long Term Visit Pass or Work Pass of at least 6 months from the date of issue at the point of your HFE letter and resale flat application.



A Singaporean wife (age 21+) and a husband on an LTD pass can buy a resale HDB flat under the "Non-resident spouse" scheme if the spouse's pass is valid for at least 6 months at the time of the HFE and application.

what if the wife is a sc and has no children and the hubby is on ltdp, can they buy a resale hdb

Can a Singaporean wife with no children and a husband on an LTD pass buy a resale HDB

Yes, a family with a Singapore Citizen (SC) wife, SC child, and a husband on a Long Term Visit Pass (LTVP) can buy a resale HDB flat. The SC wife and child form the family nucleus, and the husband on LTVP can be included as a non-resident spouse.

A family with an SC wife, SC child, and husband on LTVP can buy a resale HDB; the SC wife and child meet the eligibility, and the husband can be included as a non-resident spouse.

if wife and child are sc and the husband is on ltdp can they buy a resale hdb?

Can a family with a SC wife, SC child, and husband on LTD pass buy a resale HDB

Upgrading from a 4-room flat to an Executive Apartment (EA) involves several steps. Firstly, you need to check your eligibility for purchasing a new flat or resale flat. You can apply for the HDB Flat Eligibility (HFE) letter to determine your eligibility and the grants you may qualify for.

Next, you can explore available EA units through HDB's Sale of Balance Flats (SBF) exercises or the resale market. If you are eligible for any grants, such as the Enhanced CPF Housing Grant (EHG), you can use these to offset the cost of your new flat.

Once you have selected a suitable EA, you will need to sell your current 4-room flat. Ensure you comply with HDB's regulations and timelines for selling your existing flat and purchasing the new one.

For detailed guidance and assistance, you may want to consult with a real estate professional or visit the HDB website.

Good luck with your upgrade!

To upgrade from a 4-room flat to an Executive Apartment, check eligibility via HFE, explore EAs via SBF or resale, apply for grants, sell your current flat, and comply with HDB regulations. Consult a real estate professional for guidance.

To determine how much property you can afford in Singapore, consider Total Debt Servicing Ratio (max 55% of monthly income), Loan-to-Value ratio (max 75% bank loan), and other costs (e.g., Buyer's Stamp Duty). Use EdgeProp Singapore's tools to evaluate affordability based on income, debts, and financial details.

can you help me calculate how much of a property i can afford?

Can you help me calculate how much of a property I can afford

The licensing requirements for new estate agents in Singapore are as follows:

- The estate agent must be a registered entity with ACRA.
- The estate agent must have a Key Executive Officer (KEO) who satisfies the requirements of the Act and Regulations.
- The estate agent must not hold a moneylender's licence.
- None of the estate agent's directors, partners, sole-proprietor, or KEO should hold a moneylender's licence or be an employee, director, or partner of a licensed moneylender.
- The estate agent must be fit and proper, such as not being in liquidation, wound-up, or in receivership, and must not have entered into a composition or scheme of arrangement with its creditors.
- The estate agent must not have any convictions or any judgment involving fraud, dishonesty, or breach of fiduciary duties in civil proceedings.
- The estate agent's KEO and all directors, partners, or persons responsible for management must fulfill the fit and proper criteria, such as not being an un-discharged bankrupt, not having any convictions, and not having any judgment involving fraud, dishonesty, or breach of fiduciary duties in civil proceedings.
- The estate agent must have a valid Professional Indemnity Insurance policy that covers the estate agent and all its salespersons. All the partners, where applicable, must also be covered by the Professional Indemnity Insurance.

These requirements ensure that estate agents operate with integrity and professionalism in the real estate industry.



Licensing requirements: estate agent must be ACRA-registered, appoint a qualified Key Executive Officer, not hold a moneylender license, meet fit and proper criteria, have no fraud-related convictions, and possess valid Professional Indemnity Insurance.

What are the licensing requirements for real estate agents in Singapore

what is the additional buyer's stamp duty (absd) for joint tenancy between permanent residents and singaporeans

What is the additional buyer's stamp duty (ABSD) for joint tenancy between permanent residents and Singaporeans

For eligible first-timer families buying a resale flat, the total grant amount can be up to $230,000. This includes:
- Enhanced CPF Housing Grant (EHG) of up to $120,000
- CPF Housing Grant of up to $80,000
- Proximity Housing Grant (PHG) of up to $30,000

For eligible first-timer singles buying a resale flat, the total grant amount can be up to $115,000. This includes:
- Enhanced CPF Housing Grant (EHG) of up to $60,000
- CPF Housing Grant of up to $40,000
- Proximity Housing Grant (PHG) of up to $15,000

Happy house hunting!

Eligible first-timer families can get up to $230,000 in grants for resale HDB, while singles can get up to $115,000. This includes EHG, CPF Housing Grant, and PHG.

how much grant can i get for buying a resale hdb?

What is the grant amount for buying a resale HDB

Yes, a 28-year-old can apply for a BTO with one parent under the "Married couples and/or parent(s) with child(ren)" scheme. This scheme is suitable for a family nucleus that includes at least one Singapore Citizen (SC) and at least one other SC or Singapore Permanent Resident (PR). The applicant's parent can be considered as part of the family nucleus.

A 28-year-old can apply for a BTO with one parent under the scheme for married couples and/or parent(s) with child(ren), if at least one is a Singapore Citizen and the other is a SC or PR.

hi wanted to check i am currently 28 isit able to bto with one of my parent

Can a 28-year-old apply for a BTO with one parent

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