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4-room flats have a higher PSF than 5-room flats as developers set prices, introduce new concepts, and have firmer prices for properties under construction, often leading to higher PSF for smaller units.

A nicely renovated, well-kept unit can command a higher price than an old or dilapidated one, as property condition significantly influences value. Renovations often increase a property's value.

Residential property interest rate: 3.5%; non-residential: 4.5% or prevailing rate if above 3.5%. HDB loan rate is 0.1% above CPF OA rate, revised quarterly in Jan, Apr, Jul, and Oct.

Apply for the HDB Flat Eligibility (HFE) letter to know your loan amount and eligible CPF grants when buying a new or resale flat, including respective amounts and HDB housing loan eligibility.

You cannot change the main occupier to an occupier before key collection unless the person has stayed in the existing HDB flat for 5 years from possession to new flat application date.

A fiancé and fiancée can buy an EC together if they form a family nucleus, meet eligibility criteria, are both at least 21, have a combined income under $16,000, and at least one is a Singapore Citizen, the other a Citizen or PR.

You can issue the Option to Purchase (OTP) from 23 April 2025 onwards to avoid Seller’s Stamp Duty (SSD), as the 3-year SSD period ends after 22 April 2025.

30 square feet is approximately 2.787 square meters. This size is similar to a small storage room or compact bathroom in Singaporean properties.

A short-lease 2-room Flexi flat must be returned to HDB if you no longer wish to stay in it or become ineligible; HDB pays a pro-rated sum based on the flat's remaining lease.