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Which parts of the HDB buying process can I use my CPF funds for?
You can use your CPF Ordinary Account savings for the flat's purchase price, monthly loan installments, stamp duty, legal fees, registration fees, and CPF Home Protection Insurance premium. For HDB loans, you can retain up to $20,000 in your CPF OA, using the rest for the flat purchase or ownership transfer.
2 people
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What housing schemes do my husband and I qualify for if we have never owned an HDB flat, sold our condominium last month, and are currently renting?
You do not qualify for a new BTO flat due to selling a private property within the last 30 months. You can buy a resale flat under the Public Scheme as a First-Timer. To apply for a new BTO flat, wait 30 months from the sale date of your condominium.
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How long will it take for the HFE letter to be issued to me? Must I pay for the HFE letter application
The HDB Flat Eligibility (HFE) letter typically takes about a month to be issued after HDB receives all required information, with standard processing time up to 21 working days. It is free to apply, and you can submit the application via the HDB Flat Portal using Singpass.
2 people
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Is it a requirement for a landlord to remove previous tenants or other persons who are no longer staying in the unit?
Owners subletting their flat must ensure subtenants vacate the premises once the subletting ends or if the owners are no longer eligible to continue subletting.
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Who is the CEO of SRI?
Mr. Thomas Tan, CEO of SRI, started as a salesperson, founded his own real estate agency, and held senior management roles at top listed firms in Singapore.
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Is it worth it to buy an HDB in postal code 162118
When considering buying an HDB flat in postal code 162118, evaluate market trends, supply and demand, location desirability, and unit pricing. HDB resale prices are stabilizing with limited supply driving prices up. Research and expert consultation are recommended for informed decisions.
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Please summarize the current price trends for condos
Current condo trends in Singapore indicate stable, moderate price growth. Key points include an expected stable price outlook over the next five years, 20 new condo projects launching in 2025, a 0.8% rise in the property price index in Q1 2025, and market drivers like wealth transfers and land costs.
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Hi, can you provide information on current property prices in Singapore
As of Q1 2025, private residential property prices in Singapore rose by 0.8%, while HDB resale prices grew by 1.6%. DBS revised its 2025 growth estimates to 0%-1%, indicating a market slowdown. Despite slower growth, there was a record number of million-dollar flats sold.
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What is the max tenure at max LTV for a couple aged 35 and 40 buying a condo
The maximum tenure at max LTV for a couple aged 35 and 40 buying a condo is 30 years. If the loan tenure exceeds 30 years or extends beyond age 65, a lower LTV limit will apply.
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What is the maximum loan tenure for a couple aged 35 and 40 buying a condo
The maximum loan tenure for a couple aged 35 and 40 buying a condo is 30 years.
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