Yes, you can sell your HDB flat and upgrade to an overseas property. However, you must first fulfill the Minimum Occupation Period (MOP) on your current HDB flat before you are allowed to invest in residential property abroad.

Happy upgrading!

You can sell your HDB and upgrade to an overseas property after fulfilling the Minimum Occupation Period (MOP) on your current flat.

i am having a hdb and oversea property can i sell my hdb and upgrade?

Can I sell my HDB and upgrade with an overseas property

To avoid Seller's Stamp Duty (SSD) for a contract dated 16 March 2022, you would need to hold the property for more than 3 years. Therefore, you can sell the property after 16 March 2025 without incurring any SSD tax.

I hope this helps!

You can sell the property after 16 March 2025 to avoid Seller's Stamp Duty (SSD) on a contract dated 16 March 2022.

when can sell to avoid ssd for contract dated 16 march 2022

When can sell to avoid SSD for contract dated 16 March 2022

To buy a BTO flat, you need to meet the following criteria:
- Be at least 21 years or older
- You do not own any private residential property, be it overseas or locally, and you have not sold any private residential property within the last 30 months
- You have not enjoyed more than 1 housing subsidy, such as any of the following: Bought a flat from HDB, Bought a resale flat with a CPF housing grant, Bought a DBSS flat from a developer, Bought an Executive Condo (EC) from a developer, Received other forms of housing subsidy eg. SERS
- Your monthly household income must not exceed a certain amount:

<table>
  <tr>
    <th>Type of Housing</th>
    <th>Income Ceiling for BTO Flats</th>
  </tr>
  <tr>
    <td>4-room flat or larger</td>
    <td>$14,000, or $21,000 if purchasing with extended or multi-generation family</td>
  </tr>
  <tr>
    <td>3-room flat</td>
    <td>$7,000 or $14,000 depending on the project</td>
  </tr>
  <tr>
    <td>2-room Flexi flat</td>
    <td>$7,000 for 99-year leases, $14,000 for short leases (15 to 45 years)</td>
  </tr>
</table>

You will also need to apply for a HDB BTO under any of these:
- Fiance/Fiancee: Suitable for couples who haven’t officially tied the knot. Submission of the certificate of marriage within 3 months after the sale completion date is required. You must be a Singapore Citizen (SC) and include at least 1 other SC or Singapore Permanent Resident (PR).
- Married couples and/ or parent(s) with child(ren): Suitable for family nucleus that includes 1 SC, and at least 1 other SC/PR. Applicant’s spouse/parents/children can be considered as part of the family nucleus. 
- Single Singapore Citizen: Must aged 35 and above. Only 2-room BTO Flexi units are eligible to be applied for. The monthly income ceiling is $7,000. 
- Joint Singles: Suitable for a group of 2-4 singles who wish to live together. Must be aged 35 and above. You must be a SC and include at least 1 other co-applicant who is an SC. The average monthly income ceiling is $7,000.
- Non-resident spouse: Suitable for couples where one is a Singapore Citizen and the other is neither a Citizen or a Permanent Resident. The non-resident spouse needs a valid Long Term Visit Pass or Work Pass. Must be at least 35 years old. Only eligible to apply for 2-room BTO Flexi units in non-mature estates
- Orphaned siblings: All siblings have to be single and not applying for/ owning/ renting a flat separately. At least one deceased parent must have been a SC or PR. You must be a SC and include at least 1 other SC/PR.

Good luck with your application!

Eligibility to buy HDB BTO: SC aged 21+, no private property within past 30 months, ≤1 housing subsidy previously, income ceiling varies by flat type, and must apply under approved schemes (couple, family, single ≥35, joint singles, others). Click for more.

For a 4 million house, the downpayment will be a total of 25% if you are able to obtain the maximum of 75% bank loan. Of this 25% downpayment, 5% must be paid in cash, while the remaining 20% can be paid using cash or CPF funds.

For a $4M house, downpayment is 25% ($1M): 5% ($200K) in cash, 20% ($800K) in cash or CPF, assuming 75% bank loan.

What is the down payment for a 4 million house

The holding period for an Executive Condominium (EC) is as follows:

- EC units can only be sold to Singapore Citizens or Permanent Residents after 5 years from the date of the Temporary Occupation Permit. This is known as partial privatisation.
- ECs get fully privatised from the 11th year onwards, and can then be sold to foreign buyers.

Essential occupiers must continue to live in the unit during the Minimum Occupation Period (MOP).

ECs can be sold to Singapore Citizens/PRs after 5 years (partial privatisation); fully privatised after 10 years, allowing sales to foreigners. Essential occupiers must reside during the MOP.

For Executive Condominiums (ECs) in Singapore, the maximum loan tenure is 30 years, and the sum of the loan tenure and the borrower's age must not exceed 65 years. The Loan-To-Value (LTV) limit is 75% if this condition is met; otherwise, the LTV limit is 55%.

A 50-year-old can still get HDB loan eligibility, but the loan tenure must not extend beyond age 75. Other factors include gross monthly income (up to $14,000 for families, $21,000 for extended families), financial standing, general eligibility criteria such as citizenship, and not owning private property.

i am 50 this year, can i still get hdb loan

Can a 50-year-old still get HDB loan eligibility

The first condominium in Singapore was Beverly Mai, built in 1974 and designed by architect Timothy Seow, introducing common facilities like a pool, gym, and clubhouse. Prior to this, housing mainly consisted of HDB flats and landed homes.

the first condo built in which year in singapore

When was the first condo built in Singapore

Key points include significant investment ties between Malaysia and Singapore, the impact of the Johor Bahru-Singapore RTS Link on real estate, and the importance of understanding bilateral investment flows for Singaporean investors. Focus on how these factors influence Singapore's property market.

rewritten message: 
can you provide information on malaysia investment opportunities?

 
Can you provide information on Malaysia investment opportunities

No, the NC subletting quota does not apply to the subletting of bedrooms. 

Feel free to reach out if you have more questions!

HDB room rentals are not subject to the ethnic quota; the subletting quota applies only to whole flat rentals, not bedrooms.

is hdb room rental subject to ethnic quota

Is HDB room rental subject to ethnic quota

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